Welcome to Northern Lights Dental

The Office of Dr. William Struve

waterville mn dental office This page provides you with practical information about our practice. It includes descriptions of our office location, including a map and directions, hours, appointment scheduling, insurance acceptance and billing policies.

William Struve DDS
204 North 4th Street
Waterville, MN 56096
(507) 362-8474

Evening & Weekend:
(507) 461-3449

Thursdays hours may vary

Office Hours

Monday: 08:00 AM - 05:00 PM
Tuesday: 08:00 AM - 05:00 PM
Wednesday: 08:00 AM - 05:00 PM
Thursday: 08:00 AM - 05:00 PM
Friday: 08:00 AM - 05:00 PM
Saturday: Our dental providers deliver oral care by appointments only, office is closed
Sunday: Closed

Click here for door to door driving directions

We know you have many choices when choosing a Dentist in Waterville, MN so we have made requesting an appointment a simple process via our Web site. If, for any reason you cannot keep a scheduled appointment, or will be delayed, please call us as soon as possible.

Insurance & Billing
We accept most traditional insurance plans, contact our office to verify acceptance of your plan. William Struve DDS does not participate in Health Management Organizations; however, we will be happy to file your insurance claims for you. We accept checks, cash or credit cards. We also offer a flexible payment plan. Please see our Financial Coordinator for details. We are happy to file insurance for your reimbursement as long as you are free to choose your own dentist.

Insurance Carriers

  • Principal
  • Aflac
  • Delta Dental
  • Health Partners
  • MetLife
  • Premier Dental
  • Ameritas Life
  • United Concordia
  • Blue Cross Blue Shield / State & Federal
  • Assurant
  • Cigna
  • Guardian
  • and more

Call and find out if we take your insurance

Payment Options

  • Payment is due the day of service with a 5% discount
  • Credit Card
  • CareCredit

Financing Options
CareCredit is here to help you pay for treatments and procedures your insurance doesn’t cover. We offer No Interest* financing or low minimum monthly payment options so you can get what you want, when you want it. You can even use CareCredit for your family and favorite pet.

With three simple steps, including an instant approval process, it’s easy to apply for CareCredit. After you’re approved, you’re free to use CareCredit for the services you choose including LASIK, veterinary, dentistry, cosmetic, hearing aids and more.

CareCredit is endorsed by some of the most credible organizations specific to each healthcare profession we support. And CareCredit is a GE Money Company, so you know you can count on us. For over 20 years, we’ve been helping over five million cardholders get the healthcare treatments they want and need.

Now you don’t have to worry about saving up for the procedures you want and need. With CareCredit, the decision’s in your hands to get what you want, when you want it. For more information or to apply online, visit

Facilities and Equipment

  • Digital X-rays
  • Intra Oral Camera
  • Ultra Sonic Scalers
  • Peridontal Therapy & Maintenance
  • Caesy Patient Education Videos
  • Laser Cavity Detector
  • Resin Composite / Amalgam Restoration
  • Endodontics / Root Canals
  • Crowns / Bridges - Gold, Porcelain, or Ceramic
  • Extractions / Surgerical Extraction
  • Dentures & Partials